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关于进一步做好住房金融服务工作的通知

来源: 中国经济网 阅读次数: 发布时间: 2013-09-30
为进一步改进对保障性安居工程建设的金融服务,继续支持居民家庭合理的住房消费,促进房地产市场持续健康发展,现就有关事项通知如下:

  yi、jiadaduibaozhangxinganjugongchengjianshedejinrongzhichi

  guliyinxingyejinrongjigouanzhaofengxiankekong、caiwukechixudeyuanze,jijizhichifuhexindaitiaojiandepenghuqugaizaohebaozhangfangjianshexiangmu。duigonggongzulinzhufanghepenghuqugaizaodedaikuanqixiankeyanzhangzhibuchaoguo25nian。jinyibufahuikaifaxingjinrongduipenghuqugaizaozhichizuoyong;duidifangzhengfutongchouguihuapenghuqugaizaoanzhifang、gonggongzulinzhufangheputongshangpinfangjianshedeanpai,narukaifaxingjinrongzhichifanwei,tigaozijinshiyongxiaolv。

  er、jijizhichijuminjiatinghelidezhufangdaikuanxuqiu

  duiyudaikuangoumaishoutaoputongzizhufangdejiating,daikuanzuidishoufukuanbiliwei30%,daikuanlilvxiaxianweidaikuanjizhunlilvde0.7bei,jutiyouyinxingyejinrongjigougenjufengxianqingkuangzizhuqueding。duiyongyou1taozhufangbingyijieqingxiangyinggoufangdaikuandejiating,weigaishanjuzhutiaojianzaicishenqingdaikuangoumaiputongshangpinzhufang,yinxingyejinrongjigouzhixingshoutaofangdaikuanzhengce。zaiyiquxiaohuoweishishi“xiangou”cuoshidechengshi,duiyongyou2taojiyishangzhufangbingyijieqingxiangyinggoufangdaikuandejiating,youshenqingdaikuangoumaizhufang,yinxingyejinrongjigouyinggenjujiekuanrenchangfunengli、xinyongzhuangkuangdengyinsushenshenbawobingjutiquedingshoufukuanbilihedaikuanlilvshuiping。yinxingyejinrongjigoukegenjudangdichengzhenhuafazhanguihua,xiangfuhezhengcetiaojiandefeibendijuminfafangzhufangdaikuan。

  yinxingyejinrongjigouyaosuoduanfangdaishenpizhouqi,heliquedingdaikuanlilv,youxianmanzujuminjiatingdaikuangoumaishoutaoputongzizhufanghegaishanxingputongzizhufangdexindaixuqiu。

  san、zengqiangjinrongjigougerenzhufangdaikuantoufangnengli

  guliyinxingyejinrongjigoutongguofaxingzhufangdiyadaikuanzhichizhengquan(mbs)、faxingqixianjiaozhangdezhuanxiangjinrongzhaiquandengduozhongcuoshichoujizijin,zhuanmenyongyuzengjiashoutaoputongzizhufanghegaishanxingputongzizhufangdaikuantoufang。

  si、jixuzhichifangdichankaifaqiyedehelirongzixuqiu

  yinxingyejinrongjigouzaifangfanfengxiandeqiantixia,helipeizhixindaiziyuan,zhichizizhilianghao、chengxinjingyingdefangdichanqiyekaifajiansheputongshangpinzhufang,jijizhichiyoushichangqianjingdezaijian、xujianxiangmudehelirongzixuqiu。kuodashichanghuarongziqudao,zhichifuhetiaojiandefangdichanqiyezaiyinxingjianzhaiquanshichangfaxingzhaiwurongzigongju。jijiwentuokaizhanfangdichantouzixintuojijin(reits)shidian。

  renminyinxing、yinjianhuigejipaichujigouyaozhenduixiaquneibutongchengshiqingkuanghedangdizhengfuduifangdichanshichangdediaokongyaoqiu,zhichidangdiyinxingyejinrongjigoubawohaogeleizhufangxindaizhengcedechidu,cujindangdifangdichanshichangchixujiankangfazhan。

  qingrenminyinxingshanghaizongbu,gefenxing、yingyeguanlibu、shenghui(shoufu)chengshizhongxinzhixing,gesheng(zizhiqu、zhixiashi)yinjianjujiangbentongzhilianhezhuanfazhixiaquneichengshishangyeyinxing、nongcunshangyeyinxing、nongcunhezuoyinxing、chengxiangxinyongshe、waiziyinxingjicunzhenyinxing。

                                          zhongguorenminyinxing yinjianhui

                                           2014nian9yue29ri